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How to Play Soft 17 in Online Live Dealer Blackjack

Last updated: 24.11.2025
Nathan Williams
Published by:Nathan Williams
How to Play Soft 17 in Online Live Dealer Blackjack image

If you’re a seasoned casino player, then blackjack soft 17 is not an unknown term to you. Usually, players are confused between standing, hitting, and doubling down when they encounter this hand. So, this guidepost explains this blackjack strategy in detail and how to play it accurately.

What is the Soft 17 Rule?

A soft 17 hand or an S17 is any hand in a blackjack game with an Ace represented as 11. For instance, a hand with an ace+6 or ace+3+3 is regarded as a soft 17. The same rule applies to a hand with an ace+2+2+2.

In short, the basic strategy for playing a hand with an ace+6 is different from a hand with a 10+7. Although both hands total is 17, the former doesn’t have an ace. Therefore, it’s regarded as a hard 17 in the blackjack world.

It’s important to note that having an ace in your hand affords you much-needed flexibility on a blackjack table. That’s because it can be counted as a 1 or 11, allowing you the room to change the hand total.

How to Play a Soft 17 Hand

As said earlier, most players don’t know what to do when they are dealt this hand. But don't worry because you can do either of the following things:

  • Don’t stand
  • Double down when the croupier’s upcard is a 3 through to 6. In a single-deck game, double down when it’s 2 through to 6.

If you don’t know, standing in blackjack refers to holding your total and ending your turn. You can also hit by requesting the dealer for an additional card. However, if you exceed 21, you bust and lose the hand.

Don’t Stand on S17

The basic blackjack strategy against this hand at a live online casino is never to stand, regardless of the dealer’s upcard. While most players believe that standing on a 17 is a good move, it’s actually the opposite because you may end up losing more money than hitting.

Still not convinced, right? Okay, some casinos require the dealer to hit a soft 17. Reason? The house edge increases tremendously. So equally, the player should hit at S17 rather than stand.

Doubling Down on S17

Many novice blackjack players don’t double down because they understand nothing about this strategy. But here is the thing; you should double down to induce more funds on the table, as the croupier is more vulnerable to busting at this stage.

In a multi-deck game, you should double down if the dealer has a low-value upcard ranging from 3 to 6. For a single-deck game, always double down if the upcard is 2 to 6.

How the Soft 17 Rule Affects the House Edge

First of all, the house edge is the advantage in percentage that the house has in all wagers you make. So, suppose the blackjack game has a 0.50% house advantage; it means the house will walk away with $0.50 on every $100 wager you make. Note that this is whether you win or lose.

Now, if your average bet size is $30 playing 50 hands per hour, you need to calculate your expected loss per hour. Below is the math:

$30/hand x 50 hands/hour x 0.50% = $7.50/hour

With these numbers in mind, the dealer hitting S17 increases the house advantage by at least 0.2%. As small as this number might be, it increases your hourly loss to around $10.50, going by the example above.

Comparing Soft 17 and Hard 17 Strategies

What is Hard 17?

Hard 17 is a blackjack hand that does not contain an Ace counted as 11. It could be a combination like a 10 and a 7 or a 9 and an 8. The 'hard' part implies that the hand has a fixed value; hitting on a Hard 17 carries a high risk of busting.

  • Strategic Approach: Playing a Hard 17 requires a more conservative approach. The standard strategy in most live online blackjack games is to stand on a Hard 17. The risk of exceeding 21 is too high to justify taking another card, and standing gives you a chance to win based on the dealer's hand.
  • Understanding Dealer Rules: It's also vital to understand how the dealer plays a Hard 17, as this can influence the overall house edge and your strategy.

Dealing with Soft 17 and Hard 17

  • Soft 17: Given its flexibility, players often choose to hit when dealt a Soft 17, seeking to improve the hand without the risk of busting. The strategy can change based on the dealer's visible card, with players sometimes standing if the dealer shows a weaker hand.
  • Hard 17: Conversely, the strategy for a Hard 17 is typically more conservative. The common advice is to stand, as the risk of busting is high with any additional card. The strength of the dealer's hand can influence this decision, but standing is usually the safest bet.

Adapting your gameplay based on whether you have a Soft or Hard 17 is a key skill in live online blackjack. It influences both the immediate decision-making and overall gameplay strategy.

Conclusion

Up to this point, you now know a few things about the soft 17 rule. However, it takes more than just reading on paper to master this strategy. So, start by sharpening your skills on the free demo versions before risking anything in a live dealer room.

FAQ

What is a Soft 17 in Live Dealer Blackjack?

In live dealer blackjack, a Soft 17 is a hand containing an Ace and a 6. The Ace can be counted as either 1 or 11, making the hand's total either 7 or 17. This flexibility impacts how you might play the hand.

How Should I Play a Soft 17 in Online Blackjack in New Zealand?

Generally, it's often recommended to hit when you have a Soft 17. The Ace's flexibility gives you a decent chance to improve your hand without going bust, increasing your potential winnings.

Does the Dealer Stand on Soft 17 in Live Blackjack Games?

It varies depending on the specific live blackjack game's rules. Some games require the dealer to stand on all 17s, including a soft 17, while others require the dealer to hit on a soft 17.

Is Doubling Down on a Soft 17 a Good Strategy in Live Dealer Blackjack in New Zealand?

Doubling down on a soft 17 can be a smart move, particularly if the dealer's showing a weak card (like a 3 to 6). This gives you a chance to maximise your payout when the dealer is in a less advantageous position. Remember to gamble responsibly.

How Does the Soft 17 Rule Affect the House Edge in Live Blackjack?

The rule where the dealer must hit on a soft 17 slightly increases the house edge. Therefore, games where the dealer stands on all 17s generally offer better odds for the player in the long run.

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