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Live CasinosAmerican ExpressPros and Cons of Using American Express at Live Casinos

Pros and Cons of Using American Express at Live Casinos

Last updated: 12.12.2025
Nathan Williams
Published by:Nathan Williams
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American Express is a globally recognised company providing a range of credit and debit cards, though primarily serving customers in the United States. While they now operate more akin to rivals like VISA and Mastercard, for a considerable time they cultivated an image of exclusivity, associating with many high-profile individuals.

Here in New Zealand, where it's accepted, using American Express for online casino deposits is as straightforward as with any other credit card:

  1. Head to your chosen live casino's page and click the 'deposit' button, usually found at the top.
  2. Choose American Express from the list of available payment methods.
  3. Enter your card details and the amount you wish to deposit.
  4. Confirm the transaction, and in most cases, your funds will be in your casino account instantly.

Why Use American Express at Kiwi Live Casinos?

  • American Express is renowned for its top-tier security protocols, protecting all transactions effectively, even when compared to giants like VISA or Mastercard. They proactively secure accounts upon detecting any suspicious activity.
  • When American Express is accepted at live casinos for Kiwis, deposits are processed remarkably quickly.
  • Some online casinos in New Zealand actually offer special bonuses exclusively for players depositing with American Express. These benefits can often be more generous than standard promotions.
  • There is a range of options for card types, including credit cards, debit cards, gift cards, and more.
  • American Express has an extremely high deposit limit up to $100,000.
  • Casinos that focus on American Express can allow up to $100,000 withdrawals when an account is also linked.
  • Casinos with American Express can be considered extremely safe as the company vets their business clients carefully.
  • There are full, 24/7 customer service options available.

Cons of Using American Express at Live Casinos

  • Limited places to use the card compared to VISA or Mastercard.
  • The cards often come with significant monthly fees. A full American Express fee table can be found on their website.
  • Making transactions can incur fees depending on the amount.
  • There is no option for making withdrawals to an American Express card if that is all that is owned.
  • It isn't uncommon for transactions to be delayed due to additional checks.

Tips for Using American Express at Live Casinos

When using American Express at live casinos, there are a few tips to keep in mind for a hassle-free experience:

  • Find a casino with a good reputation: Find a live casino that has excellent reviews and a strong reputation for things like security and customer service.
  • Check they accept American Express: For the best experience, check that the live casino accepts American Express for both deposits and withdrawals.
  • Check for specific AmEx rewards and promotions: Check to see if your AmEx can get you specific bonuses when you deposit and play, such as cashback, free spins or even match bonuses.
  • Set your playing budget: Even though the deposit limit for American Express is high, you should still make sure you have a playing budget limit before you begin.

By following these tips, you can maximize the benefits of using your American Express card at live casinos while ensuring a safe and enjoyable gambling experience.

Conclusion

As a deposit method, American Express is not as popular as VISA or Mastercard, primarily because it isn't accepted at anywhere near as many casinos and comes with many extra fees to make use of. However, for those places where it can be used, it is extremely quick, safe, and can come with many extra bonuses on top.

FAQ

Can Kiwis get an American Express card?

While American Express isn't as widely used in New Zealand as other cards, it is possible for New Zealand residents to obtain one. It might require meeting specific eligibility criteria, such as a good credit history. Check with American Express New Zealand directly for details.

What fees are associated with American Express cards in New Zealand?

American Express cards can come with various fees. These may include annual fees, foreign transaction fees (for payments to overseas entities, like some online casinos), and late payment fees. Always review the terms and conditions to understand the fee structure.

Can I withdraw winnings from a casino using American Express?

Generally, online casinos do not offer American Express as a withdrawal option. While you might be able to deposit using your Amex card, you'll typically need to use a bank transfer or e-wallet like Skrill or Neteller to withdraw your winnings.

Are there deposit limits when using American Express at online casinos?

While American Express itself doesn't usually impose specific deposit limits, individual online casinos may have their own limits on transaction amounts. These limits, along with any imposed by Amex, will be detailed in the terms and conditions of both the casino and your card agreement. Always gamble responsibly and within your means.

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